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TOPIC: Tennessee preneed legislation

Tennessee preneed legislation 27 Apr 2008 11:33 #23

  • DT
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Tennessee is at it again.....bills now being acted upon would enable needy seniors to again irrevocably assign their insurance death benefits to funeral homes in order to qualify for Medicaid. This is good for these folks, but the state could do even better by allowing applicants to retain sufficient insurance to cover their funeral expenses.
:angry:
A bad part of this new legislation is that it would allow funeral homes to skim ten percent of preneed funds off the top when the contract is made. Ostensibly, an unspecified portion would be placed in a new state restitution fund, but details are very hazy. Tennessee has for years had a 100% law and this is a step backwards. Taking 10% of the consumer's money leaves less to grow to offset inflation. It is a shameless scam. Naturally, the state funeral directors association is pushing this bill, although a majority of the members oppose it, because it is just a first step in the association's attempt to set up its own preneed trust.
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Re:Tennessee preneed legislation 29 May 2008 14:03 #53

  • DT
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UPDATE: The legislature wisely let die the provision that would have allowed funeral directors to skim off 10% of funeral funds placed in trusts.

The other provision (to allow irrevocable assignments of insurance death benefits to funeral homes) did pass, but with some problems that may complicate matters for Medicaid applicants.
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Re:Tennessee preneed legislation 20 Aug 2008 22:13 #116

  • rosesmith
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I hope this preneed legislation would really helps the funeral directors to control their preneed programs. This would really help the funeral homes to have a trusted based products for those who are expecting an alternative for the regular one. Tennessee Prepaid Funeral Benefits Act has a very good features to serve also for the other states.

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Rosesmith

Tennessee Drug Treatment
Last Edit: 20 Aug 2008 22:14 by rosesmith.
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