Funeral Consumers Alliance

pre-planning

Tuesday, 05 August 2008 08:52

My mother is in a nursing home for short term rehab. It is looking as though she will not recover short term and may have to go to long term care. We are in the process of preplanning her funeral and want to be certain it is paid for because if she goes long term, she will have to use up all her funds and the value in her home to the nursing home prior to going on MEdicaid. We have been told that should she be on Medicaid at the time of her death, the life insurance policies will have to be signed over to Medicaid. We feel they should be able to be used for her burial. How do we preplan and still be able to use her life insurance toward the cost?

This is a comment on "Prepaying Your Funeral: Benefits and Dangers"

Featured Products

Before I Go, You Should Know - Funeral Planning Kit

$12.00

Shopping Cart

Your Cart is currently empty.

Dangers of Prepaying

"Preneed" is a term coined by the funeral industry to describe the arrangement and payment of a funeral prior to death. Obviously, if you are to have any say in it, you must plan in advance of your death. "Prearrangement" is also used interchangeably with "preneed".

The marketing of preneed plans for funeral services and merchandise is increasingly prevalent. Various companies, including insurance companies, "for-profit cremation societies," and "preneed associations" flood the mail with advertising which touts the benefits of their preneed plans. There are a number of pitfalls, as well as options, about which consumers should be well-informed.

Click here for the full article.

Click here for a pdf.

Latest News

Newsflash

Welcome to our new website. We've overhauled it to make it easier for you to find the practical information you need to make informed funeral choices and get answers to the most common questions about funeral choices and costs. Leave us a comment on our forum and let us know what you like, what you don't, and how we can improve it!

About FCA

The Funeral Consumers Alliance (FCA) is a Federation of Nonprofit Consumer Information Societies protecting a consumer's right to choose a meaningful, dignified, affordable funeral since 1963.