I have become very familiar with the entire funeral industry on both the business and consumer side. I recently overheard my grandparents on a phone conversation with their agent from the catholic funeral plan. I hold a similar opinion as the author of this article and am now in the process of protecting my grandparents from this terrible practice coordinated by the Catholic church. I understand this is a very old posting, but if anyone reads this, I am looking to talk with someone more on this subject. I can be reached at email@example.com Thank you.